We’re buying a house and our baby is due today!

Buying a house while having a babyWell it’s official we’re buying a house to be back near my family for while our baby is young. Our baby boy is due today so he has seven or eight hours in which to turn up on time or he will be overdue. From my own point of view it makes no odds as to whether he turns up today or in a weeks time but my misses is starting to feel it a little bit. Now she’s not one to moan and indeed she isn’t however her knees are starting to hurt with getting up and down. I guess anyones knees would be feeling it if they we’re carrying in excess of an extra 20kg round their waist. I hope he turns up sooner rather than later for her sake. Both myself and my sister were late so hopefully she will her own mother who had one early and one late. I’ll keep ya’ll updated with any news on that front.

Getting back to our house purchase. If you read my pervious post you will be aware that we put in an offer last week on a house which was turned down. We actually put in two offers and both were turned down. The couple that are selling the house kept saying they were hoping for more but never gave a figure that they would settle for. Anyway as it turns out they actually did us a favour in turning us down as if they hadn’t we would have never looked at this other house. The house that the offer has been accepted on is a three bed detached where as the first house was a three bed semi detached. In terms of square footage there isn’t that much in it between the two however the house we are buying doesn’t have half the garage inside the house as the garage is not attached to the house. Therefore the lounge is much larger so it is slightly bigger. It’s also a detached house so in terms of capital appreciation the house we are buying should always be worth more than the semi-detached. We got the detached for the same offer price that we made for the first house and although it needs work the house next door is currently listed for sale for over £35,000 more than we paid for the same house. Hopefully it should be a good financial move and looking at from a longer term perspective it should stand us in good stead for the future.

“But Harry I thought you were moving to Spain?” I hear you ask. Well yes that was the plan. However things change and although Spain is still on the cards it will most likely be another few years before it happens. There are a few reasons for this, one because the builder never got back to us with a quote for the building work we require (and I wanted this done before we move) and two is our new arrival will still be really young and I’m not 100% sure how it will work with health care etc. I did some research on the subject and it seems that you can work for a UK company from Spain, pay UK tax but not pay any national insurance. I could then use the NI money that I would save to pay for private health care. Don’t quote me on any of this as I’m not 100% sure that this is possible and I need to research it all further but that’s a job for another day and another blog post to boot.

So for the time being I’m waiting for everyone else. I’m waiting on my mortgage application to be processed/accepted, I’m waiting on my solicitor to do all the checks and most importantly of all I’m waiting for my little boy to make an appearance. Oh well as the saying goes ‘good things come to those who wait’. I’m prepared to wait for as long as it takes.

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